If you want to get a credit card, it’s important to know what to look for when choosing a new one. We have a Wells Fargo Autograph Credit Card Review to help you make an informed decision.
With Wells Fargo Autograph Credit Card you can enjoy big rewards and no annual fee. You’ll earn 30,000 bonus points when you spend $1,500 on purchases during the first three months. If you are new to card membership, you’ll get a $300 cash back gift card. This is valid for purchases made in-store, online, or by calling a customer service representative.
The Wells Fargo Autograph Credit Card comes with 0% intro APR for 12 months on purchases and 16.49%, 21.49%, or 26.49% variable APR thereafter. You will receive 5% cash back on every purchase made for 12 months after you open the account.
Benefits of Wells Fargo Autograph Credit Card
- Automatic Cash Back on all Purchases You can receive 5% cash back on every purchase you make for 12 months after you open the card.
- No Annual Fee You won’t be charged any annual fees.
- Earn 30,000 Bonus Points – After you spend $1,500 on purchases within the first three months of opening the account, you’ll receive a $300 cash back gift card when you use the card.
- Introductory 0% Intro APR for 12 Months Your interest rate is only 0% for the first 12 months after you open the account.
- Redeem for Reward Dollars –Your reward dollars can be used for purchases at thousands of retailers.
- You can earn 3x rewards on purchases
Full Review
If you are looking for a new credit card, you should consider a Wells Fargo Autograph Credit Card. With this card, you can earn 3x rewards on purchases you make for restaurants, travel gas stations; transit, and popular streaming services.
You can also earn cash back on purchases you make with this card. The cashback you receive is based on your spending habits. The card will give you 3% cash back on purchases you make at popular restaurants and 1% cash back on purchases you make at gas stations. You will also earn 1% cash back on transit purchases.
There is no annual fee for this card. You can avoid paying an annual fee by signing up for auto-pay.
it is best for travelers who enjoy dining out, using gas stations or riding the bus. This card will give you a cash bonus for spending money at certain places. You will get 3% cash back on purchases you make at restaurants. You will also get 1% cash back on transit purchases.
If you have an account at a specific gas station, you can earn more cash back on your purchases. The cashback you earn on purchases you make with this card is determined by your spending habits.
If you want to avoid the hassle of carrying around several cards, you should consider getting an automatic payment for your Wells Fargo card. You can sign up for autopay online.
You can earn 3 points per one $ in this categories:
- Restaurants
- Travel and transit
- Gas stations
- Popular streaming services
- Phone plans
You can earn even more cash back if you sign up for autopay. When you sign up for autopay, you will get three points per one $ you spend. For each $ you spend at restaurants, you will get $0.25 cashback. You can also earn one point per one dollar you spend on transit purchases.
You will get the highest cashback when you pay your bills using autopay.
Your points are redeemable for free merchandise from the following list of participating merchants Apple stores, Home Depot stores, Kohl’s department stores, Lowe’s home improvement stores, Old Navy stores, Staples stores, and Wal-Mart stores. You’ll earn 3 points per dollar you spend, and those points are redeemable for merchandise.
Pros and Cons
Pros:
- No annual fee
- No reward caps
- Cell phone insurance
- New cardholder bonus offer
- Cashback can add up to a nice chunk of money.
- It is easy to get a credit card for your business with no annual fee.
- If you use autopay, you can earn even more points.
Cons:
- Need a good credit score
- No Balance Transfer
The Bottom Line
If you want a credit card that pays out cash back, this is the card for you. It’s easy to use and doesn’t require an annual fee. you can earn up to 3% cash back on purchases. You’ll also get cell phone insurance. It is free if you are 18 or younger. If you are older than 18, you can sign up for $12 a month for two lines of coverage.
The Wells Fargo Autograph Credit Card is a fantastic card to have. It is easy to use and has great rewards.